*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{
  --white:#ffffff;--off:#f5f5f7;--border:#d2d2d7;--mid:#86868b;
  --dark:#1d1d1f;--accent:#0066cc;--accent-h:#004499;
  --green:#1a8a1a;--red:#d70015;--radius:14px;
  --shadow:0 2px 20px rgba(0,0,0,.07);--trans:.2s cubic-bezier(.4,0,.2,1);
}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,'Segoe UI','Helvetica Neue',Arial,sans-serif;background:var(--off);color:var(--dark);min-height:100vh;-webkit-font-smoothing:antialiased}
.site-header{background:rgba(255,255,255,.88);backdrop-filter:saturate(180%) blur(20px);-webkit-backdrop-filter:saturate(180%) blur(20px);border-bottom:1px solid rgba(0,0,0,.08);position:sticky;top:0;z-index:100;padding:0 24px}
.header-inner{max-width:960px;margin:0 auto;height:56px;display:flex;align-items:center;justify-content:space-between}
.header-logo{display:flex;align-items:center;gap:10px;font-size:15px;font-weight:500;color:var(--dark)}
.header-logo-icon{width:30px;height:30px;border-radius:8px;background:var(--accent);display:flex;align-items:center;justify-content:center;flex-shrink:0}
.header-logo-icon svg{color:#fff}
.header-right{display:flex;align-items:center;gap:8px}
.ssl-badge{display:flex;align-items:center;gap:5px;font-size:11px;font-weight:600;color:var(--green);background:#f0faf0;border:1px solid #c3e6c3;border-radius:6px;padding:4px 8px;letter-spacing:.3px}
.hero{background:var(--white);border-bottom:1px solid var(--border);padding:56px 24px 48px;text-align:center}
.hero-eyebrow{display:inline-flex;align-items:center;gap:7px;font-size:12px;font-weight:600;color:var(--accent);letter-spacing:.8px;text-transform:uppercase;margin-bottom:16px}
.hero-eyebrow::before,.hero-eyebrow::after{content:'';width:24px;height:1px;background:var(--accent);opacity:.35}
.hero h1{font-family:Georgia,'Times New Roman',serif;font-size:clamp(28px,4.5vw,44px);line-height:1.1;letter-spacing:-.4px;color:var(--dark);margin-bottom:14px}
.hero h1 em{font-style:italic;color:var(--accent)}
.hero p{font-size:16px;font-weight:300;color:var(--mid);margin:0 auto 24px;line-height:1.6}
.trust-row{display:flex;align-items:center;justify-content:center;gap:20px;flex-wrap:wrap}
.trust-chip{display:flex;align-items:center;gap:5px;font-size:12px;font-weight:500;color:var(--mid)}
.trust-chip svg{color:var(--green);flex-shrink:0}
.form-wrap{max-width:720px;margin:0 auto;padding:44px 24px 80px}
.progress-bar{background:var(--border);border-radius:99px;height:3px;margin-bottom:36px;overflow:hidden}
.progress-fill{height:100%;border-radius:99px;background:linear-gradient(90deg,var(--accent),#3399ff);width:0%;transition:width .5s cubic-bezier(.4,0,.2,1)}
.step-row{display:flex;justify-content:space-between;align-items:center;margin-bottom:8px}
.step-indicators{display:flex;gap:6px}
.step-dot{width:26px;height:26px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:11px;font-weight:600;background:var(--border);color:var(--mid);transition:all var(--trans)}
.step-dot.active{background:var(--accent);color:#fff}
.step-dot.done{background:var(--green);color:#fff}
.step-dot.done span{display:none}
.step-dot.done::after{content:'✓';font-size:12px}
.section-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:36px;margin-bottom:16px;box-shadow:var(--shadow);display:none;animation:fadeUp .3s ease both}
.section-card.active{display:block}
@keyframes fadeUp{from{opacity:0;transform:translateY(10px)}to{opacity:1;transform:translateY(0)}}
.section-number{font-size:11px;font-weight:600;color:var(--accent);letter-spacing:1px;text-transform:uppercase;margin-bottom:5px}
.section-title{font-family:Georgia,'Times New Roman',serif;font-size:21px;letter-spacing:-.3px;color:var(--dark);margin-bottom:4px}
.section-subtitle{font-size:13px;color:var(--mid);line-height:1.5;margin-bottom:28px}
.section-divider{height:1px;background:var(--border);margin:22px 0}
.field-row{display:grid;gap:12px;margin-bottom:12px}
.field-row.c2{grid-template-columns:1fr 1fr}
.field-row.c3{grid-template-columns:1fr 1fr 1fr}
@media(max-width:560px){.field-row.c2,.field-row.c3{grid-template-columns:1fr}.section-card{padding:22px 18px}}
.field{display:flex;flex-direction:column;gap:5px}
.field label{font-size:12px;font-weight:600;color:var(--dark);letter-spacing:.1px;display:flex;align-items:center;gap:5px;flex-wrap:wrap}
.req{color:var(--red);font-size:10px}
.enc-badge{display:inline-flex;align-items:center;gap:2px;font-size:9px;font-weight:700;color:var(--green);background:#f0faf0;border:1px solid #c3e6c3;border-radius:4px;padding:1px 5px;letter-spacing:.4px;text-transform:uppercase}
input[type=text],input[type=email],input[type=tel],input[type=date],input[type=number],input[type=url],input[type=password],select,textarea{width:100%;height:46px;padding:0 13px;border:1.5px solid var(--border);border-radius:10px;font-family:inherit;font-size:15px;font-weight:400;color:var(--dark);background:var(--white);outline:none;transition:border-color var(--trans),box-shadow var(--trans);-webkit-appearance:none;appearance:none}
textarea{height:auto;min-height:90px;padding:12px;resize:vertical;line-height:1.5}
select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%2386868b' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 13px center;padding-right:38px;cursor:pointer}
input:focus,select:focus,textarea:focus{border-color:var(--accent);box-shadow:0 0 0 3px rgba(0,102,204,.1)}
input.err,select.err{border-color:var(--red);box-shadow:0 0 0 3px rgba(215,0,21,.08)}
.field-hint{font-size:11px;color:var(--mid);margin-top:2px}
.need-assistance{max-width:820px;margin:26px auto 0;background:#f4efff;border:1px solid #d9c7ff;border-radius:18px;padding:24px 28px;display:flex;align-items:flex-start;gap:16px;text-align:left;box-shadow:0 8px 24px rgba(125,92,255,.08)}
.need-assistance-icon{width:30px;height:30px;color:#7c57ff;display:flex;align-items:center;justify-content:center;flex-shrink:0;margin-top:2px}
.need-assistance-title{font-size:15px;font-weight:500;color:#6a3fe0}
.need-assistance p{margin:0;font-size:15px;line-height:1.7;color:#4d4d57}
.phone-wrap{display:flex}
.phone-pre{display:flex;align-items:center;gap:5px;padding:0 11px;height:46px;border:1.5px solid var(--border);border-right:none;border-radius:10px 0 0 10px;font-size:14px;color:var(--dark);background:var(--off);white-space:nowrap;flex-shrink:0}
.phone-country-select{height:46px;padding:0 8px 0 10px;border:1.5px solid var(--border);border-right:none;border-radius:10px 0 0 10px;font-family:inherit;font-size:13px;color:var(--dark);background:var(--off);cursor:pointer;outline:none;appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6' viewBox='0 0 10 6'%3E%3Cpath d='M1 1l4 4 4-4' stroke='%2386868b' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 6px center;padding-right:22px;flex-shrink:0;white-space:nowrap;width:80px;min-width:80px}
.phone-country-select:focus{border-color:var(--accent)}
.phone-wrap input{border-radius:0 10px 10px 0;flex:1;min-width:0}
.pct-wrap,.dollar-wrap{position:relative}
.pct-wrap input{padding-right:34px}
.dollar-wrap input{padding-left:26px}
.pct-wrap::after{content:'%';position:absolute;right:12px;top:50%;transform:translateY(-50%);font-size:14px;color:var(--mid);pointer-events:none}
.dollar-wrap::before{content:'$';position:absolute;left:11px;top:50%;transform:translateY(-50%);font-size:14px;color:var(--mid);pointer-events:none}
.file-upload{border:1.5px dashed var(--border);border-radius:10px;padding:18px;text-align:center;cursor:pointer;transition:all var(--trans);background:var(--off);position:relative}
.file-upload:hover{border-color:var(--accent);background:#f0f6ff}
.file-upload input[type=file]{position:absolute;inset:0;opacity:0;cursor:pointer;width:100%;height:100%;border:none;background:none}
.file-upload-label{font-size:13px;font-weight:500;color:var(--dark);display:block;margin-top:6px}
.file-upload-sub{font-size:11px;color:var(--mid);margin-top:2px}
.file-upload.has-file{border-color:var(--green);background:#f0faf0}
.file-name{font-size:12px;color:var(--green);font-weight:500;margin-top:5px;display:none}
.check-field{display:flex;gap:11px;align-items:flex-start;padding:14px;background:var(--off);border:1.5px solid var(--border);border-radius:10px;cursor:pointer;transition:border-color var(--trans)}
.check-field:hover{border-color:var(--accent)}
.check-field:has(input.err){border-color:var(--red);background:#fff5f5;box-shadow:0 0 0 3px rgba(215,0,21,.08)}
.check-field input[type=checkbox]{width:17px;height:17px;flex-shrink:0;margin-top:1px;accent-color:var(--accent);cursor:pointer}
.check-text{font-size:12px;line-height:1.5;color:var(--dark)}
.form-nav{display:flex;justify-content:space-between;align-items:center;margin-top:28px;padding-top:22px;border-top:1px solid var(--border)}
.btn{display:inline-flex;align-items:center;gap:7px;padding:0 24px;height:46px;border-radius:23px;font-family:inherit;font-size:14px;font-weight:500;cursor:pointer;border:none;outline:none;transition:all var(--trans)}
.btn-ghost{background:transparent;color:var(--mid);border:1.5px solid var(--border)}
.btn-ghost:hover{border-color:var(--dark);color:var(--dark)}
.btn-primary{background:#0066cc !important;color:#fff !important;box-shadow:0 2px 12px rgba(0,102,204,.4);font-weight:600;opacity:1 !important;}
.btn-primary:hover{background:#004499 !important;transform:translateY(-1px)}
.btn-primary:disabled{background:#d2d2d7 !important;color:#86868b !important;box-shadow:none;cursor:not-allowed;transform:none}
.btn-submit{background:#1a8a1a !important;color:#fff !important;box-shadow:0 2px 8px rgba(26,138,26,.3);padding:0 32px;font-weight:600;}
.btn-submit:hover{background:#157015;transform:translateY(-1px)}
.btn-submit:disabled{background:var(--border);color:var(--mid);box-shadow:none;cursor:not-allowed;transform:none}
.spinner{width:16px;height:16px;border-radius:50%;border:2px solid rgba(255,255,255,.35);border-top-color:#fff;animation:spin .65s linear infinite;display:none}
@keyframes spin{to{transform:rotate(360deg)}}
.enc-info{display:flex;align-items:flex-start;gap:10px;background:#f0f6ff;border:1px solid #c3d9f5;border-radius:10px;padding:13px 15px;margin-bottom:16px}
.enc-info svg{color:var(--accent);flex-shrink:0;margin-top:1px}
.enc-info p{font-size:12px;color:var(--mid);line-height:1.5}
.enc-info strong{color:var(--dark)}
.submit-error{display:none;background:#fff5f5;border:1px solid #ffc0c0;border-radius:10px;padding:12px 16px;font-size:13px;color:var(--red);margin-top:14px}
.success-screen{display:none;text-align:center;padding:56px 24px;background:var(--white);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow)}
.success-icon{width:64px;height:64px;border-radius:50%;background:#f0faf0;border:2px solid #c3e6c3;display:flex;align-items:center;justify-content:center;margin:0 auto 20px;color:var(--green)}
.success-screen h2{font-family:Georgia,'Times New Roman',serif;font-size:26px;letter-spacing:-.3px;margin-bottom:10px}
.success-screen p{font-size:15px;color:var(--mid);line-height:1.6;max-width:400px;margin:0 auto 20px}
.ref-pill{display:inline-block;font-size:12px;font-weight:600;color:var(--accent);background:#f0f6ff;border:1px solid #c3d9f5;border-radius:8px;padding:7px 14px;letter-spacing:.5px;font-family:monospace}
.site-footer{text-align:center;padding:28px 24px;border-top:1px solid var(--border);font-size:12px;color:var(--mid);line-height:1.7}
/* Honeypot — completely invisible to humans, bots fill it */
.hp-field{position:absolute;left:-9999px;top:-9999px;opacity:0;pointer-events:none;width:1px;height:1px;overflow:hidden}